Matt has over 34 years of senior-level financial regulatory experience in the public and private sectors and is an expert in the field of Consumer Protection Laws and Regulations. Matt previously served 20 years as a Commissioned National Bank Examiner for the OCC, as well as a CFPB Compliance Examiner and a Director at Promontory Financial Group.
Brett has over 25 years of consulting and business experience, previously serving as Chief Compliance Officer, Internal Audit, Commercial Credit Underwriting, Commercial Lending, and Credit Quality Review, as well as a Consultant with Midsize, Big 4, and Boutique Firms.
Paul has 15 years of experience, previously serving as a CFPB Compliance Examiner, FDIC Safety and Soundness Examiner, Compliance Officer with a Large Financial Institution, and a Consultant with both Grant Thornton and Promontory Financial Group.
Jim has 10 years of consulting, business, and legal experience. He is an expert in consumer protection laws/regulations and the design of compliance risk management programs. Jim previously served as a Consultant with Promontory Financial Group and a Compliance Risk Manager at a Large Financial Institution. He is a licensed Attorney in the state of Colorado.
Dallas brings over 20 years of experience in analytics and data science from both lender and credit bureau perspectives to RMSG. Over almost 6 years, he led statistical consulting engagements for customers of all sizes at TransUnion and its acquisition, FactorTrust, covering topics of credit score and attribute usage, alternative data implementation, custom models, score transitions, and decision optimization. Previously, he spent 14 years at CarMax Auto Finance where roles included ownership of the credit model originating $400 million monthly, ALLL reserves on a $10 billion portfolio, customer retention and collections testing / strategy, staff forecasting and incentives for a contact center of 700+ associates, and leading various process engineering and reporting teams.
Dallas earned his Master’s Degree in Applied Statistics and Bachelor’s Degree in Computer Science from Kennesaw State University.
John Henrie has 35 years of experience in bank supervision,regulatory oversight and bank consulting. John was a FDIC senior executive with extensive knowledge of regulatory examination programs, application activities, corrective actions, and other supervisory initiatives.
As Regional Director in the Atlanta and Chicago Regions, John directed risk management and compliance programs, oversaw regulatory applications and notices, and coordinated informal and formal corrective programs for financial institutions with total assets of up to 500 billion dollars. He also led bank regulator and banking industry efforts to identify and respond to emerging, complex banking matters, including challenges arising from the COVID pandemic. John is a crisis-tested professional who oversaw risk management, compliance, and CRA activities during the “Great Recession” and the COVID pandemic.
He has also served on various federal and state interdivisional and interagency taskforces and committees. Through his experience, he has gained a deep understanding of banking regulations, supervisory policies, examination procedures, corrective programs, bank resolutions, and enforcement actions.
At the FDIC Headquarters in Washington, DC, John led a team of professionals that provided support to the FDIC Board of Directors and Agency Leadership in complex matters relating to the examination and supervision of financial institutions located throughout the United States. He directed the processing of applications and notices, enforcement actions, and other supervisory activities (e.g., appeals of material supervisory determinations) for which authority to act was retained by the FDIC Board of Directors. John was also involved in drafting internal and external regulatory guidance.
Brennan graduated with his BS in Mathematics and Finance from Florida Southern College, and upon graduation, joined the Institutional Sales team at BHG Financial to develop and maintain strategic partnerships between banks and RMSG. Brennan leverages his experience in previous compliance, data, and capital market analyst functions to best assist the needs of his bank partners.
Mariela has over 40 years of experience in the Financial and Insurance industries. Extensive experience managing IT solutions through the entire project lifecycle and proven record in implementing business solutions to support organizational growth, quality standards and corporate goals. She has overseen several multi-million-dollar client implementations. Her experience extends to Operations, Audit, and Quality Assurance Management as well.
Mark has over 40 years of experience, including 7 years as a Managing Director at Promontory Financial Group and 33 years with the Federal Deposit Insurance Corporation (FDIC) in various supervisory positions. Mark oversaw bank supervision policy in Washington, D.C. and served as Regional Director of the Atlanta Region and worked as a consultant for the International Monetary Fund. He also participated in the 1996 Legis Fellows Program, working for the Banking and Financial Services Committee of the U.S. House of Representatives.
Gale has over 30 years of experience in the finance and regulatory industry, previously serving 7 years as Director for Promontory Financial Group and 23 years with FDIC, including a position as Deputy Regional Director. Gale is a commissioned FDIC examiner and expert in portfolio management, financial risk, enterprise risk management, regulatory supervision and compliance, commercial lending, and credit analysis.
As a commissioned FDIC examiner, Gale’s understanding of credit quality, risk management, internal control frameworks, and reporting contribute to the strength of RMSG's management team.
Eric has more than 28 years of experience in the private and public sectors, previously serving as a Senior Commissioned Examiner with the CFPB and specializing in data-driven regulatory compliance assessments and analysis, regulatory compliance and needs assessment.
Rusty has over 30 years of compliance experience, previously serving as a banker and Commissioned Compliance Examiner with the FDIC, Federal Reserve, OCC, and CFPB where he examined non-bank institutions and hundreds of depository institutions with assets between $2 million and $2 trillion.
David has 32 years of experience as a Commissioned National Bank Examiner for the OCC, previously serving as Consumer Compliance Examiner-in-Charge at numerous community and midsize banks and leading ongoing supervisory activities for high-risk consumer protection laws and regulations. David also spent 10 years as Instructor for the OCC's Community and Midsize Bank Director Workshop and 5 years as Lead Instructor.
John served 30 years as a Commissioned National Bank Examiner for the OCC, previously serving as the OCC’s Director of Governance and Operational Risk Policy in Washington DC. John has extensive experience in financial services, national banking, federal thrift regulation, enterprise risk management, operational risk management, third-party risk management, as well as offering compliance and risk guidance to large financial institutions.
Rosalyn has 40 years of regulatory risk management experience with the OCC as a Commissioned National Bank Examiner serving in a variety of roles, including Assistant Deputy Controller, Examiner-in-Charge, Credit Team Leader, Corporate Governance Team Leader, and Accountant.
Kathy recently retired from the Office of the Comptroller of the Currency (OCC) after 20 years of service. Most recently she served as Director for Payments Risk Policy from 2013 to 2019, where she established and led Payments Risk Policy, a new department within the Operational Risk Division. Upon returning to the OCC in 2007 to 2012, Ms. Oldenborg was an OCC examiner in large banks, supervising global transaction and payments businesses. From 1989 to 1997, she served as an OCC examiner in the NE District performing both safety & soundness and fiduciary examinations.
Kem has over 38 years of bank regulatory, audit, and operations experience. He served over 23 years as a commissioned National Bank Examiner with the OCC and as an Examiner with the FRB of Richmond, and five years as a Financial Institutions Examiner and a Senior Financial Institutions Analyst with the Virginia State Corporation Commission’s Bureau of Financial Institutions. Kem has extensive knowledge and practical experience leading and assisting with information technology and bank operations examinations covering diverse topics at large, mid-size, and community banks, as well as at FFIEC designated Significant Service Providers. Additionally, he served seven years as AVP & Auditor for a community bank and over three years as a Senior Operations Analyst assisting with core banking application conversions at a mid-size bank.
As a key member of the BHG Financial (BHG) compliance team since 2014, Edward evaluates BHG Financial's products and practices to determine and develop solutions to mitigate compliance risk, both for the firm and the banks that purchase loans from the firm. Edward is an expert on banking and consumer compliance regulations and provides guidance for the firm and its clients.
Edward graduated from Colgate University with a Bachelors Degree in Arts and Sciences. Prior to joining BHG, Edward worked for several years for US Bank in New York City and Washington, D.C. A native of Syracuse, NY, Edward and his wife moved home to raise their young children.
Randy has 20 years of compliance and risk management experience, previously working as a Senior Compliance Risk Officer , Internal Audit, and Fraud Analyst with some of the largest Bank and Discount Brokerage firms in the United States.
Eve has worked in the financial industry in a variety of roles including project manager, market research analyst and product development coordinator. Prior to RMSG, Eve worked at MetLife and Brighthouse Financial, leading the project management of large quarterly marketing campaigns from initiation to finish. She also worked among a team to monitor annual industry trends and competitive analysis to support product development. In Eve’s current role she manages the day-to-day marketing compliance approval process and assists with engagement status reporting.
Prior to joining BHG, Chris worked at a top 50 Certified Public Accounting firm providing Internal Audit and Regulatory Advisory services to financial institutions. He has played key roles in the development, implementation, and execution of value-added solutions in all three lines of defense at both Banks and Credit Unions. Chris recently joined BHG in 2022, bringing with him over ten years experience working with financial institutions.
Tracy has over 8 years of consulting and business experience, previously working as a Risk Advisor and an Internal Auditor with one of the Big 4 Accounting Firms and a multinational online payments company.
Brad has 7 years of experience in risk management, previously handling all the third-party risk management for Zelle and working with Bank of America. Brad has a Master’s Degree in Finance and Risk Management
Brittany applies her background in business management and finance in her day-to-day role, focusing on BSA/AML and OFAC, consumer compliance, and performing control testing to ensure adherence to standards, policies, and procedures. In addition, Brittany is experienced in performing regulatory marketing compliance reviews and approvals. She earned her bachelor’s degree from Columbia College Chicago.
Olivia is a recent graduate of the University of South Carolina with a degree in Marketing. While in college, Olivia interned at Tom, Dick & Harry Creative Co. Chicago, reviewing portfolios, participating in creative briefings and content creation. Additionally, she worked with Loyola University Chicago: Center for Criminal Justice Research, Policy and Practice in developing a logo and social media presence. Olivia’s current role consists of assisting clients with transaction testing, quality assurance risk management activities, as well as remediating regulatory risk management issues.