Matt has over 34 years of senior-level financial regulatory experience in the public and private sectors and is an expert in the field of Consumer Protection Laws and Regulations. Matt previously served 20 years as a Commissioned National Bank Examiner for the OCC, as well as a CFPB Compliance Examiner and a Director at Promontory Financial Group.
Paul has 15 years of experience, previously serving as a CFPB Compliance Examiner, FDIC Safety and Soundness Examiner, Compliance Officer with a Large Financial Institution, and a Consultant with both Grant Thornton and Promontory Financial Group.
Jeff serves as head of Business Development at RMSG, where he oversees market expansion efforts. Jeff brings more than 20 years of business development and financial services experience to RMSG. He previously served as Market Lead for the Carolinas for a boutique consulting firm, responsible for client development with financial services companies. Before that, Jeff developed and oversaw a comprehensive Regulatory Relations program for a large, multi-national financial institution.
Jim has 10 years of consulting, business, and legal experience. He is an expert in consumer protection laws/regulations and the design of compliance risk management programs. Jim previously served as a Consultant with Promontory Financial Group and a Compliance Risk Manager at a Large Financial Institution. He is a licensed Attorney in the state of Colorado.
Mark has 30+ years of professional services experience. His strengths are in understanding his clients’ challenges, engaging the right Consultants to address those challenges, and working collaboratively to deliver results. Prior to RMSG, Mark was a practice leader at a boutique firm where he successfully delivered more than 900 engagements. Mark was also a Director with PwC’s Consulting Practice where he led talent acquisition for a 5000+ person practice. A Davidson College graduate, Mark began his career with Accenture.
Prior to joining BHG, Chris worked at a top 50 Certified Public Accounting firm providing Internal Audit and Regulatory Advisory services to financial institutions. He has played key roles in the development, implementation, and execution of value-added solutions in all three lines of defense at both Banks and Credit Unions. Chris recently joined BHG in 2022, bringing with him over ten years experience working with financial institutions.
Tracy has over 8 years of consulting and business experience, previously working as a Risk Advisor and an Internal Auditor with one of the Big 4 Accounting Firms and a multinational online payments company.
Before joining RMSG, Josh worked at one of the Big Four Banks managing daily operations of branch banking as a Regional Banking Manager. During this time, he was responsible for managing risk, mitigating losses, training teams on laws and regulations, and implementing policies and procedures for his teams to follow throughout each day. He also has expert experience in Internal Branch Audits, including preparation and oversight of audits across the region. Josh recently joined RMSG in 2023, bringing over 15 years of experience working within financial institutions and a passion around providing innovative solutions to meet the needs of every client.
Throughout Eve’s career, she has worked in the financial and insurance industry in a variety of roles including project manager, market research analyst and product development coordinator. In Eve’s current role at RMSG she assists clients by applying her knowledge in monitoring and testing as well as project management. Eve is responsible for handling project deadlines and team communications.
Prior to RMSG, Hannah started in the financial industry as a mortgage loan officer before moving into a training position researching and maintaining an in-depth knowledge of consumer protection laws, creating material for computer-based trainings, as well as leading instructor-led trainings covering regulations. She earned her undergraduate degree from Cleveland State University.
Matt has 15 years of experience at a GSIB in the second line of defense with a focus on BSA/AML and OFAC regulatory requirements. He has been engaged with regulatory exams involving the OCC, FRB and NYSDFS with regards to both Sanctions and Transaction Monitoring Programs. The variety of roles he has held allowed him to conduct significant Financial Crimes Compliance investigations receiving awards from FinCEN, as well as develop a wealth of knowledge in Correspondent Banking, AML Risk Typologies, Data Lineage, and Data Validation. Prior work has also consisted of drafting business requirements, policies, procedures, training materials and regulatory documentation in the Operations, Liquidity and Financial Crimes Compliance space.
Olivia is a recent graduate of the University of South Carolina with a degree in Marketing. While in college, Olivia interned at Tom, Dick & Harry Creative Co. Chicago, reviewing portfolios, participating in creative briefings and content creation. Additionally, she worked with Loyola University Chicago: Center for Criminal Justice Research, Policy and Practice in developing a logo and social media presence. Olivia’s current role consists of assisting clients with transaction testing, quality assurance risk management activities, as well as remediating regulatory risk management issues.
Katy has over ten years of experience working with financial institutions in areas such as BSA/AML federal laws and regulations and credit risk. Before RMSG, Katy worked as Vice President, Compliance Specialist at a large financial institution. Katy's other roles throughout her career include Credit Risk Analyst with a mid-size bank and Compliance Analyst with a large financial institution.
Lloyd has 40 years of regulatory risk management experience with the OCC as a Commissioned National Bank Examiner serving in a variety of roles, including Acting Assistant Deputy Comptroller in New York; Problem Bank Specialist in Washington D.C.; Examiner in Charge, Consumer Protection Laws Specialist; BSA Specialist; Large/Midsize/Community Credit Examiner; and Instructor for OCC’s Community and FFIEC Examiner Workshops.
John served 30 years as a Commissioned National Bank Examiner for the OCC, previously serving as the OCC’s Director of Governance and Operational Risk Policy in Washington DC. John has extensive experience in financial services, national banking, federal thrift regulation, enterprise risk management, operational risk management, third-party risk management, as well as offering compliance and risk guidance to large financial institutions.
David has 32 years of experience as a Commissioned National Bank Examiner for the OCC, previously serving as Consumer Compliance Examiner-in-Charge at numerous community and midsize banks and leading ongoing supervisory activities for high-risk consumer protection laws and regulations. David also spent 10 years as Instructor for the OCC's Community and Midsize Bank Director Workshop and 5 years as Lead Instructor.
Dallas brings over 20 years of experience in analytics and data science from both lender and credit bureau perspectives to RMSG. Over almost 6 years, he led statistical consulting engagements for customers of all sizes at TransUnion and its acquisition, FactorTrust, covering topics of credit score and attribute usage, alternative data implementation, custom models, score transitions, and decision optimization. Previously, he spent 14 years at CarMax Auto Finance where roles included ownership of the credit model originating $400 million monthly, ALLL reserves on a $10 billion portfolio, customer retention and collections testing / strategy, staff forecasting and incentives for a contact center of 700+ associates, and leading various process engineering and reporting teams.
Dallas earned his Master’s Degree in Applied Statistics and Bachelor’s Degree in Computer Science from Kennesaw State University.
Sam is a Senior Risk Advisor with RMSG and has over 20 years of direct executive and senior leadership experience in the financial services sector. His background includes 37 years in banking as a Chief Executive Officer, Chief Operating Officer, Chief Lending Officer, and numerous other positions for several community & regional banks in the Midwest and Northeast regions. Mr. Pepper is a career banking executive with proven success in leading businesses within community and regional banks. He has specialized in growth-oriented organizations and turnaround opportunities, which includes a broad experience leading strategic planning, risk management, corporate & commercial banking, new business initiatives, operations, product development, and marketing within complex working environments of commercial banks. He has his Master of Business Administration from Long Island University and a Bachelor of Business Administration from Western New England University.
Vidya has over 15 years of experience in Technology Risk Management. Previously working as Operational Risk Consultant, Information Technology and Security Expert with some of the major financial institutions in the Americas, Asia, and EMEA regions. Vidya holds a Master of Science in Information Technology and has obtained certifications in Information Systems Audit and Fraud Examination.